Loan Application Process
A simple, transparent, and efficient process to get your housing loan approved quickly
Process Overview
Our streamlined application process ensures quick approval and disbursement of your housing loan
Applying for a housing loan with Adani Housing Finance is simple and straightforward. Our process is designed to be transparent, efficient, and customer-friendly, ensuring you get the best service experience.
From initial application to final disbursement, we guide you through each step, keeping you informed about the progress. Our dedicated relationship managers are available to assist you throughout the journey.
Detailed Step-by-Step Process
Follow these steps to complete your loan application successfully
Application Submission
Submit your loan application online or visit our branch. Fill in your personal, financial, and property details. Our online application form is user-friendly and takes only 10-15 minutes to complete.
- Online application available 24/7
- Branch visit option available
- Dedicated support for assistance
Document Collection
Submit all required documents as per our checklist. Our relationship manager will guide you through the documentation process and verify all documents for completeness.
- Document checklist provided
- Digital document upload facility
- Physical document submission option
Verification & Assessment
We verify your documents, assess your creditworthiness, and evaluate the property. This includes credit bureau checks, income verification, and property valuation.
- Credit score evaluation
- Income verification
- Property valuation
Loan Approval
Upon successful verification, your loan is approved. You will receive a sanction letter detailing the loan amount, interest rate, tenure, and terms & conditions.
- Sanction letter issued
- Loan terms communicated
- Acceptance confirmation required
Legal & Technical Processing
Legal verification of property documents and technical evaluation are completed. This ensures all property-related formalities are in order before disbursement.
- Legal document verification
- Property title check
- Technical evaluation
Loan Disbursement
Once all formalities are completed, the loan amount is disbursed directly to the builder/seller account or as per the agreed terms. You can start your homeownership journey!
- Direct disbursement to builder/seller
- Milestone-based disbursement for construction
- EMI schedule provided
Time Frame & Milestones
Expected timeline for each stage of the loan application process
Application Submission
Submit application and initial documents
Document Verification
Complete document collection and verification
Credit Assessment
Credit check and income verification
Loan Approval
Sanction letter issued upon approval
Legal Processing
Property document verification and legal formalities
Loan Disbursement
Final disbursement of loan amount
Start Your Application
Apply for your housing loan online in just a few simple steps. Our online application is secure, fast, and convenient.
Track Your Application
Monitor your loan application status in real-time through our online portal
Online Portal
Access your application status anytime, anywhere through our secure online portal using your application ID.
Email & SMS Updates
Receive instant notifications via email and SMS at every stage of your application process.
Customer Support
Contact our customer support team for any queries or assistance regarding your application status.
Check Application Status
Enter your application ID to track your loan application status